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Storm Ready Community since August 9, 2004

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    The Official Hurricane Guide for St. John County

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    SAMHSA's Disaster Distress Helpline provides crisis counseling and support to those experiencing emotional distress related to disasters.

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    National Oceanic and Atmospheric Administration

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    Instructional Videos to help you prepare for Hurricane Season.

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Insurance

Homeowners Insurance    Renters Insurance    National Flood Insurance

Even though you may be adequately prepared for a disaster, you may still suffer significant damage to your property. This is why renters or homeowners insurance is so important. Yet many people affected by disasters have been under insured, or not insured at all. Make sure the insurance you buy protects against the hazards you may face.

Renters Insurance

  • Buy renter's insurance, which pays for damaged, destroyed, or stolen personal property. Your landlord's insurance won't cover damage to or loss of your possessions. Also, consider special coverage such as flood insurance for your belongings.
  • Be very clear about what a policy will cover. Some policies cover more than others.
  • Comparison shop for the best coverage at the best price. Policies vary from company to company. Policies in most areas are affordable. Start with the company that insures your car, discounts are often available if you carry more than one policy with a company.
  • You may also want to consider special coverage, as insurance for renters, and homeowners, won't cover certain types of losses. Ask your agent about special or additional coverage for floods, earthquakes, home offices and other potential problems.